Personal Deductible Contributions — How to Claim a Tax Deduction on Your Super Before 30 June
Most people assume superannuation contributions are either made by their employer or set up through salary sacrifice. But there’s a third option many Australians overlook — and it can deliver a meaningful… Read More
Payday Super Starts 1 July 2026 — Your Employer Checklist
One of the biggest changes to hit Australian payroll in a generation is now less than two months away. From 1 July 2026, employers must pay superannuation contributions on payday — and… Read More
Adjusting Your Retirement Planning When Circumstances Change
Retirement planning is rarely a “set and forget” exercise. While it’s natural to build a plan based on your current circumstances, life has a habit of changing course. Career shifts, family milestones,… Read More
Can You Access Income Protection Through Superannuation?
Life rarely unfolds exactly as planned. Illness or injury can strike without warning, and when it does, the ability to earn a regular income can be seriously disrupted. For many Australians, income… Read More
Payday Superannuation: What It Is And Why It Matters
For many Australians, superannuation is one of the most important long-term financial tools, yet it can sometimes feel complicated or distant. One concept gaining attention (and legislative action) is payday super, a… Read More
Using Superannuation To Cover Medical Expenses: What You Can (And Can’t) Claim
Superannuation is designed to fund your retirement, but in certain circumstances, you may be able to access it early to help cover significant medical expenses. While it’s not a decision to take… Read More
Don’t Treat Your Super As A Holiday Fund, The ATO Warns
As the festive season approaches, it’s natural to feel the pinch—extra gifts, extra meals, travel, and year-end celebrations all add up. For members and trustees of a Self-Managed Super Fund (SMSF), the… Read More
Payday Super: What Employers Need to Know About the Draft Proposal
Australia’s superannuation system is set for one of its biggest shake-ups in decades. The government’s “Payday Super” draft proposal aims to make super payments faster, fairer, and more transparent – but it… Read More
Superannuation and Relationship Breakdowns: What You Need to Know
When a relationship ends—whether it’s a marriage or a de facto partnership—there’s a lot to work through emotionally, practically, and financially. Among the assets that need to be considered is superannuation. While… Read More
Lodging a Tax Return in Retirement: What You Need to Know
Retirement doesn’t automatically mean freedom from tax obligations. While some retirees may no longer need to lodge a tax return, many still do – depending on their income sources. Let’s take a… Read More
Why a One-Size-Fits-All Approach to Retirement Doesn’t Work
When it comes to retirement planning, there’s no shortage of advice — from rules of thumb like “you’ll need 70% of your pre-retirement income” to blanket strategies about when to downsize or… Read More
Micro-retirement: Unpacking The Term
Micro‑retirement is becoming a mainstream career trend — especially among younger generations — as a way to prevent burnout by taking purposeful breaks during one’s working life, rather than waiting until a… Read More
Boosting Your Retirement With Downsizer Contributions: What You Need To Know
If you’re aged 55 or over and considering selling your family home, you may have a unique opportunity to boost your superannuation through what’s known as a downsizer contribution. This measure aims… Read More
Crypto & SMSFs – A Warning
As interest in cryptocurrency continues to grow, an increasing number of self-managed super funds (SMSFs) are incorporating digital assets into their investment strategies. While the potential for high returns can be appealing,… Read More
Carrying Forward Contributions Before The EOFY
The approach to the end of the financial year is a great time to review your superannuation strategy – especially if you haven’t used up your concessional (pre-tax) contribution caps in recent… Read More
